At the Dr. visit this morning we were advised that we can talk about clamping time with the Dr. on duty when the time comes and barring any emergency it probably would be ok with the Dr. to wait until pulsing stops.
With regards to cord blood banking - we decided on Viacord. While certainly nothing for us to sneeze at, they offer 6-months interest free payments for the collection and 1st year storage cost ($1,970), then annual payment of the storage fee ($125/year) after that. The $125 is guaranteed not to go up for 25 years. I was expecting more out of pocket right away so I was happy with the plans they offer.