One of the bills for Elliott's surgery.......
- Thread starter ElliottCarasDad
- Start date
WOW!!!!!!!!
We used to have them, now we have Cigna. I haven't used it yet but it better be just as good! Love that bill though!
We used to have them, now we have Cigna. I haven't used it yet but it better be just as good! Love that bill though!
That is awesome! I am so jealous. I have no insurance. It sucks. It is very expensive where I live and so many carries pulled out of the area and it's very difficult to get insurance.
I am currently battling the hospital and clinic on several bills associated with Ilo. They send you a bill that says, "Balance due $xxx.xx" with the date of service. That's it. I asked for itemized bills, which is a real chore to get, and found that EVERY ONE of my 9 bills had a problem. I had to try and sort through all of the vague codes and descriptions to try and figure out what was going on. Three weeks later I still don't have any real answers, but I hope that I will owe about $1,000 less if my calculations are correct. UUUGGGHHH!!! I am so no happy about the number of billing errors.
I wish I had Blue Cross
I am currently battling the hospital and clinic on several bills associated with Ilo. They send you a bill that says, "Balance due $xxx.xx" with the date of service. That's it. I asked for itemized bills, which is a real chore to get, and found that EVERY ONE of my 9 bills had a problem. I had to try and sort through all of the vague codes and descriptions to try and figure out what was going on. Three weeks later I still don't have any real answers, but I hope that I will owe about $1,000 less if my calculations are correct. UUUGGGHHH!!! I am so no happy about the number of billing errors.
I wish I had Blue Cross
Wow, that's messed up Julie! I would be MAD if I was getting billed some extra $1,000!!! Like doctors/hospitals don't get enough friggin money as it is. Trying to suck money out of new moms by adding things that didn't happen onto a bill just makes me super angry.
That's really crappy you guys don't have insurance, I'm really glad we have ours. DH gets it through his work, and they only take like $25 every other week (so $50 a month) out of his pay check for all three of us, and the price will not go up once the baby is born to cover him either. Doctor visits (of any kind) are a $20 copay and then virtually completely covered outside of that, but I haven't really tried to have anything special done so I don't know for sure. I can't remember the copay for the emergency room lol, we have never gone while on this insurance so I never had to think about it. Blood work is almost completely covered, I usually only have to pay a few bucks out of each of those bills. And the best thing so far is that there is NO copay at all for my OB/midwife appointments and all I have owed them outside of that so far has been a whopping $26 lol!! I love our insurance.
I would be MAD if I was getting billed some extra $1,000!!! Like doctors/hospitals don't get enough friggin money as it is. Trying to suck money out of new moms by adding things that didn't happen onto a bill just makes me super angry. That's really crappy you guys don't have insurance, I'm really glad we have ours. DH gets it through his work, and they only take like $25 every other week (so $50 a month) out of his pay check for all three of us, and the price will not go up once the baby is born to cover him either. Doctor visits (of any kind) are a $20 copay and then virtually completely covered outside of that, but I haven't really tried to have anything special done so I don't know for sure. I can't remember the copay for the emergency room lol, we have never gone while on this insurance so I never had to think about it. Blood work is almost completely covered, I usually only have to pay a few bucks out of each of those bills. And the best thing so far is that there is NO copay at all for my OB/midwife appointments and all I have owed them outside of that so far has been a whopping $26 lol!! I love our insurance.
The best insurance I've ever had is when I was on holiday in the states, it cost £15 for Aune, Jackson and I, I broke my wrist and Aune ended up with pneumonia. With no insurance it would have been almost £25K as she spent a few days in hospital, so £15 is way better!!!!
Yeah, after my complaint against the hospital for treating me like a criminal is through, I'm going to open another one for trying to rob me. One of the bills I got was for a well baby check at one month old, where they weighed Ilo, measured him, and sent me on my way. I paid $25 for that visit because the doctor said I didn't need to be there, and he knew I didn't have insurance, so he just charged me the smallest amount possible. The bill I got had a ton of lab work, a HORMONE INJECTION, and a lot of other stuff, totaling nearly $500. This would have especially freaked me out if I wasn't with Ilo the entire time. I know for a fact he didn't have any of this stuff done. Pretty scary!
I looked into insurance, and with a $5,000 deductible, for just me, it would be $350 a month. I guess I don't have to say that that doesn't seem very good. Most of the businesses here are small independents, so it's tough to get group insurance. My business only has 3 employees...so a group plan is more than an individual plan. It sucks.
I looked into insurance, and with a $5,000 deductible, for just me, it would be $350 a month. I guess I don't have to say that that doesn't seem very good. Most of the businesses here are small independents, so it's tough to get group insurance. My business only has 3 employees...so a group plan is more than an individual plan. It sucks.
So, ECD, are you going to challenge the $6.24? Hehehe...what a great relief to know you out of pocket is going to be so low.
Julie - DW works in health insurance, mistakes both in charges and the way things are charged and in insurance processing are both extremely common.
If they aren't trating you responibily, remember the Joint Commision is your biggest stick.
Julie - DW works in health insurance, mistakes both in charges and the way things are charged and in insurance processing are both extremely common.
If they aren't trating you responibily, remember the Joint Commision is your biggest stick.
Thanks IADad! I'll keep that in mind. I would say 0/9 is pretty stinking bad. You can't even get an itemized bill from the clinic on island. You have to get it from the next island over. And they don't make it easy. I think that they are surprised that I'm even attempting to pay the bill. Seems like you either have insurance, government assistance, or you don't plan on paying your bill....so who would ever need an itemized bill???
Its not going to be easy going foward but you have yourself and your son now. What he thinks or feels will not effect or alter the current situation at all.And its not healthy for you either to worry/wonder about him.
Xero said:Wow, that's messed up Julie!
That's really crappy you guys don't have insurance, I'm really glad we have ours. DH gets it through his work, and they only take like $25 every other week (so $50 a month) out of his pay check for all three of us, and the price will not go up once the baby is born to cover him either. Doctor visits (of any kind) are a $20 copay and then virtually completely covered outside of that, but I haven't really tried to have anything special done so I don't know for sure. I can't remember the copay for the emergency room lol, we have never gone while on this insurance so I never had to think about it. Blood work is almost completely covered, I usually only have to pay a few bucks out of each of those bills. And the best thing so far is that there is NO copay at all for my OB/midwife appointments and all I have owed them outside of that so far has been a whopping $26 lol!! I love our insurance.
Xero, you're lucky my dear! Not all Blue Cross is the same, it depends on the company you work for and the contract they have negotiated with BC/BS. Most of my family lives in Alabama and some of them have great BC/BS plans and some have horrible ones. My dad is a doctor, so they have great insurance.
But, I gotta tell you, sometimes, insurance will only cover so much and in the case of some hospitals, the thousands they bill are justified. Nate is a cardiologist (for kids and babies!). I'm not sure if you knew that, but he's essentially a specialist. If he worked for himself in a practice, he would probably have to charge an ungodly amount of money. But his job is sort of like what they do on Grey's Anatomy. He works at a teaching hospital, however, he's an employee of the hospital and the university. Which is why residents and fellows call my house at RANDOM times of the day/night.
A lot of his patients have heart surgery, so not only do the surgeons and nurses have to get paid, but him and his nurses, and the anesthesiologists, etc. More often than not, one of his patients might have 3 or 4 doctors.
I know how much he makes and trust me, it's not as much as you might think. He has two jobs, teaching med students/residents/fellows AND taking care of his patients. However, he's totally hands off on the billing. However, he's the type that will see a patient without insurance. When he was a regular pediatrician, he did it all the time.
With all of that said, I do think insurance companies are a bit evil.
I agree insurance companies can be evil. :/ I have heard too many terrible things. We are very lucky to have such a great plan. DH works for a huge, nationwide company so I imagine it is just because they can afford it or something. Either way, I'm happy they do it!
I didn't realize Nate was a cardiologist, that's quite a profession, and working with kids! I would have such a hard time working with sick kids, I'm soooo sensitive when it comes to that subject - he must have a strong heart (no pun intended)! But then, so must all doctors. All in all, I am glad that doctors make as much as they do because their jobs are among the most important out there, I guess its just hard to imagine how it breaks down from an outsiders point of view sometimes.
I didn't realize Nate was a cardiologist, that's quite a profession, and working with kids! I would have such a hard time working with sick kids, I'm soooo sensitive when it comes to that subject - he must have a strong heart (no pun intended)! But then, so must all doctors. All in all, I am glad that doctors make as much as they do because their jobs are among the most important out there, I guess its just hard to imagine how it breaks down from an outsiders point of view sometimes.