Why Chloe had to be retarded...
- Thread starter bssage
- Start date
The answer to this is government pull out of healthcare. Pull out of medicaid. Change the tax code and give option to employer offer healthcare as a tax free cash option to employee.
People in the 20s, 30s and even 40s does not need insurance. The cash value probably mean more to them than health insurance. If my employer offer 10k or healthcare, I will take then 10k in a health beat. Over the course of 3 years with this employee. I went to 3 physical. Assume the cost is $500 for each physical, it will cost me $1500.
Now, I am paying close to 200/month in premium. My premium for year is more than $1500.
People in the 20s, 30s and even 40s does not need insurance. The cash value probably mean more to them than health insurance. If my employer offer 10k or healthcare, I will take then 10k in a health beat. Over the course of 3 years with this employee. I went to 3 physical. Assume the cost is $500 for each physical, it will cost me $1500.
Now, I am paying close to 200/month in premium. My premium for year is more than $1500.
i aint an expert or nothing but i got some sense....cw30000 said:
so uh uh! not quite.
if i understand you right you are saying give folks 10 grand a yr because you think that would cover all the costs any "normal" family has in health care in any given year. well pardon me for being frank and a little upset about what i'm understanding you are saying. my honest opinion of that is just crap!!!!.
for most women just to get in the door for any kind of check runs any where from 400 bucks and up. that is just the down payment on all the tests the drs. want to run. most drs. need to run something called a pap smear, and blood tests and urine tests and mamograms on women just for the normal check up and there's more when a woman hasn't even seen the doctor for a year or more. EAch and everyone of those tests can run into the thousands. so that measely 10 grand most likely wouldn't even cover half the tests ONe woman alone needs just for a check up.
then you add all the females in one family--most have atleast 2 and also all the kids and all the men and all the vaccinations and all the little bitty "accidents" and all the preventive care that aint included in a basic check-up and also all the other care for families that have health problems like asthma and diabetes and heart disease and so on and so on and so on and also add all the trips any given family has to make to the dr. for any sickness that isn't an accident such as a sprained ankle or broken arm or whatever in any given yr.--- most families do have to make at least one,--also add the tests that get run during those visits and just the charge for the visit alone.
1. for women--10 grand would not cover the cost of check ups do to the costs of the tests. it wouldn't come close after a certain due to the need for more types of tests needing run.
2. for any child, healthy or not--10 grand would only cover partial due to the costs of all the vacinations and well child visits.
3. for most men--10 grand probably could cover most of the medical care. but not all because after a certain age even men begin to need yearly check ups for things such as colon cancer and prostate cancer and diabetes and so on.
4. for any family--10 grand would not cover even a 5th of the yearly costs for medical care.
and all that is even if any of the adults in the family GO WITHOUT ANY KIND OF MEDICAL CARE PERIOD.
well its plain as day 10 grand don't cover squat! even if you get rid of any non emergency visits to the emergency room.
see, add together what your family alone spends on health care each yr. from just normal check ups to visits for minor emergencies to visits for illness and you Will see that 10 grand don't even cover half b/c of the costs of all the tests that Have to be done never mind the tests that any physician suggests be done.
medicaid was put in place to help those that were helping themselves with good intentions behind it and still having those good intentions.
in one way it has become an enabler to those who refuse to do anything but sit on their butts doing squat but lie to the people that "hand out" medicaid. i have known PLenty of people who have done it and are doing it just simply b/c they can and the system does not allow for surprise actual physical visits to the homes to catch the folks that are lying and bringing in more than they actually report to the system.
sorry bssage. but i had to say something. i have seen some medical bills and this thing up there in quotes just irks the crap outta me. this person comes off as never having had to try to understand what it means to have medical bills.
imo, this person comes off as troll or someone from one of the insurance companies/ bc if they weren't one or the other they would not have even suggested that 10 grand could cover all the medical expenses any one person or family has.
ya'll let me have it if ya got to, i'll take anything that comes as a result of getting so pissed off at that danged quote.
'cause that thing REally pisses me off.
and lets not forget dental care. that is a medical expense of sorts.:realmad: there aint really a smiley that works for me on this one..
uh. should it? ok i'll have to go in and clean that mess up.:err: i guess its time to let folks pm me now. took a while to get used ot everyone.
ok i'll have to go in and clean that mess up.:err: i guess its time to let folks pm me now. took a while to get used ot everyone.
How old do you think the average woman is when she gives birth? I don't know the actual cost of birth where you live, but here for a straight forward birth without any drugs and a 6 hour discharge the actual cost is £6,000. Then on top of that you have scans, blood tests, glucose tests and antenatal classes. Then after the birth there is your six week check up, HV visits, baby appointments to ensure that they are progressing well until 18 months.cw30000 said:
lol! I can't really find reason enough to ban him quite yet. I'll leave that up to the other mods since I'm kind of uncertain. Really what I find most offensive about all this is his horrific spelling and grammar mistakes. It's upsetting. o.obssage said:You gotta love this.
Xero dont ban this dude. I'm gonna like having him around.
But seriously, are you actually from America cw30000? Because I feel like we're hitting a language barrier, and if you're not from my country I don't think it makes much sense for you to be bashing on its government.
And guys, you can bad rep if you feel like it you know.
And just on a side note, I'd have to say that if I (a 22 year old girl) got in a car accident, had a baby, or lost a finger in the garbage disposal, and I didn't want to pay thousands and thousands of dollars out of my pocket, I MIGHT (maybe, but you know I might not ifIwasanidiot) need health insurance.
LMAO...of course it seems like a high price.....until you need it!cw30000 said:
Thats why its called INSURANCE.
If you take the 10k then get in a car wreck do they just leave you bleeding at the side of the road because your an asshat? Its not likely that 10k is sitting somewhere waiting to get used if you need healthcare.
I'm gonna go out on a limb and guess that cw30000 is not married and has no kids.
I keep thinking he didnt read the OP.
Using his plan I would have a 2k left for this year and my family of 4. Not a big deal I guess since there is only 11 months left. And most everyone is under 40
Ahhh A$$hat. Its been a really long time since I heard that.
Using his plan I would have a 2k left for this year and my family of 4. Not a big deal I guess since there is only 11 months left. And most everyone is under 40
Ahhh A$$hat. Its been a really long time since I heard that.
a$$hat?????? ok, ya'll lost me on this one. please explain. <EMOJI seq="1f615"></EMOJI><EMOJI seq="1f615"></EMOJI>
<SIZE size="75">that one post just really pushed the wrong buttons yesterday--i was actually nicer than i wanted to be. but still felt bad about even saying anything.</SIZE>
<EMOJI seq="1f615"></EMOJI><EMOJI seq="1f615"></EMOJI><SIZE size="75">that one post just really pushed the wrong buttons yesterday--i was actually nicer than i wanted to be. but still felt bad about even saying anything.</SIZE>
We'll leave it up for comedic value. CW3000, I would suggest you find a forum where you can bitch about the government...this is a parenting forum.